Portfolio Management

My goal is not only to help you build a strong portfolio, but also to build a trusted relationship. Together, we can design an investment strategy that reflects your personal circumstances and delivers on your long-term ambitions.

Final Thought

A carefully constructed portfolio can include a mix of the following asset classes, adjusted to suit each investor’s individual needs and objectives:

• Cash
• Stocks
• Bonds
• Structured notes
• Real estate
• Managed funds
• Specialist funds
• Commodities
• Alternative investments
• Hedge funds
• Derivatives / options
• Annuities
• Private equity

Building a Well-Balanced Portfolio

Not all asset managers are created equal. It is crucial to work with high-quality managers for the core components of your portfolio. While it is perfectly reasonable to include more aggressive holdings, the golden rule remains: protecting what you already have must come first.

I embrace this principle fully, and my recommendations always include significant exposure to assets managed or guaranteed by established, well-known financial institutions.

Quality Matters

Sound investment decisions are impossible without first understanding an investor’s attitude to risk and building that into a coherent strategy. I work closely with clients to explore this in detail before making any recommendations.

I do not subscribe to the overly simplistic approach used by many institutions, where investors are placed in generic categories like “low risk” or “medium risk.” In reality, one person may take a conservative approach with part of their portfolio (such as pensions), while allocating other funds (like a yearly bonus) to more aggressive opportunities, such as emerging market equities.

There is nothing contradictory about combining both low-risk and high-risk strategies across different elements of the same portfolio.

Attitude to Risk

Decisions taken in isolation rarely reflect the best outcome.

At some point, we all reach a stage where we must make decisions about managing our investment portfolios. These are not choices that can be put off forever. Whether or not you feel fully prepared, the decisions you make will affect your financial well being for decades.

That is why I place great emphasis on truly understanding each client’s current situation, aspirations, and long-term goals. Managing a portfolio properly requires looking at the full picture.

Get the Most Out of Your Investments